We are required under certain applicable laws to notify consumers of the following rights. This list does not contain a
complete list of the rights consumers have under federal and state law.

The state of California requires that we disclose the following for California residents: The state Rosenthal Fair Debt
Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances,
collectors may not contact you before 8a.m. or after 9p.m. They may not harass you by using threats of violence or arrest or
by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have
reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person,
other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or
enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at
1-877-FTC-HELP or http://www.ftc.gov.

The state of Colorado requires that we disclose the following for Colorado residents:
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the
consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any
other action authorized by law to collect the debt. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT
COLLECTION PRACTICES ACT, SEE HTTPS://COAG.GOV/OFFICE-SECTIONS/CONSUMERPROTECTION/
CONSUMER-CREDIT-UNIT/COLLECTION-AGENCY-REGULATION/. Payments can be made in person
at: Colorado Manager, Inc., 1375 Ken Pratt Blvd., Suite 300A, Longmont, CO 80501. Phone 1-303-920-4763.
Colorado law prohibits credit bureaus from reporting medical debt or factoring medical debt into a credit score unless the
consumer report is to be used in connection with a credit transaction that involves, or that may reasonably be expected to
involve, a principal amount that exceeds the national conforming loan limit value for a one-unit property as determined by the
federal housing finance authority.

The state of Maine requires that we disclose the following for Maine residents:
Hours of operation: Monday thru Thursday 8:00a.m. – 6:00p.m. Friday 8:00a.m. – 4:30p.m. Saturday 8:00a.m. – 12:00p.m.

The state of New York requires that we disclose the following for New York residents:
The federal Fair Debt Collection Practices Act prohibits debt collectors from engaging in abusive, deceptive, and unfair debt
collection efforts, including but not limited to: the use or threat of violence; the use of obscene or profane language; and
repeated phone calls made with the intent to annoy, abuse, or harass.
If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the
following types of income from being taken to pay the debt: 1. Supplemental security income, (SSI); 2. Social security; 3.
Public assistance (welfare); 4. Spousal support, maintenance (alimony) or child support; 5. Unemployment benefits; 6.
Disability benefits; 7. Workers’ compensation benefits; 8. Public or private pensions; 9. Veterans’ benefits; 10. Federal
student loans, federal student grants, and federal work study funds; and 11. Ninety percent of your wages or salary earned in
the last sixty days.

The city of New York requires that we disclose the following for New York City residents:
New York City Department of Consumer Affairs License Number 2013589-DCA.
Revenue Group does not provide language access services. A translation and description of commonly used debt collection
terms is available in multiple languages on the New York City Department of Consumer Affairs website, http://www.nyc.gov/dca.
If you are entitled to the protections of the United States Bankruptcy Code (11 U.S.C 362;524) regarding the subject matter of
this communication, the following applies to you: THIS COMMUNICATION IS NOT AN ATTEMPT TO COLLECT,
ASSESS, OR RECOVER A CLAIM IN VIOLATION OF THE BANKRUPTCY CODE AND IS FOR INFORMATIONAL
PURPOSES ONLY.

The state of Minnesota requires that we disclose the following for Minnesota residents:
This collection agency is licensed by the Minnesota Department of Commerce.

The state of North Carolina requires that we disclose the following for North Carolina residents:
North Carolina Company Number: 119500843